Monday, February 3, 2014

'Work From Home' Schemes-Not As Good As Perceived- By Oushee Ouseph


A closer look into, how these scams work reveals the fraud nature hidden in these schemes. Basically most of these schemes promise high profits and claim being 'FREE', but as and when one approaches closer most of them demand monetary submissions. For example, recently while browsing the internet, I came across a similar 'Work from home' scheme.
 The scheme was offering a simple job of promoting items on relevant websites. As a user I was supposed to offer the assigned item, as an everyday offer/service on my personally managed website. The scheme advertisement promised offering the necessary resources I might need for developing my own website (in case I didn't have one). It also offered me other required skill building material too, which might be highly useful especially for those who were trying such a job for the first time. The basic structure of the scheme was simple, which meant 'the more items I sell, the more money I make'.
The deal sounded genuine to me, offering a reasonable job. But, as soon as I began to sign-up for the job, I arrived on a web page where I was asked to pay $100, as the 'sign-up' fee. Since i belonged to the security domain and have been reading and writing for this industry for quite sometime now, I immediately realized the fraud quotient of the scheme. There was no guarantee of refund or genuine receipt of the payment i was making. Once I pay the registrations they might help me set up the website and may also offer me the list of product to offer as promised, but chances of all these products being genuine looked bleak to me.
This was just one scheme I came across, most of such schemes demand an initial investment from the users under the banner of either registration fees or at times cost of initial raw materials needed or membership fees and so on. But in reality the amount goes to the fraudster's pockets. Among the famous scams based on this theme, the topmost among the work-at-home scams is 'Envelope Stuffing' as identified by 'Scam busters' in one of their surveys on the same.
Talking more about the 'Envelope Stuffing' scam, it is believed to have began the U.S. Depression of the 1920s and 1930s. With the onset of internet it has slowly moved onto the Internet and there are several variations to this scam. Just like most scams, users are promised to be paid $1-2 for every envelope they stuff. In return to the remuneration, all a user needs to do is send the demanded money and wait for the envelopes and required material to arrive. Up to 1,000 envelopes are guaranteed a week. Once the money is send, the user gets a short manual with flyer templates, which the user is supposed to put up around the town, advertising yet another ridiculous 'work-from-home' scheme. Even if some envelopes arrive initially, the remuneration of the done job, hardly arrive, eventually leading into a loss to the user.
Envelope stuffing is just one of those scams, some of the other famous work-from-home scams include...
·         Chain Letters/Emails ("Make Money Fast")
·         Multi-Level Marketing (MLM)
·         "Turn Your Computer Into a Money-Making Machine!"
·         Typing At Home
·         "Just Call This 1-900 Number For More Information... "
·         "A List of Companies Looking for Homeworkers!"
·         Email Processing
·         Medical Billing
·         Craft Assembly
These are just a few to name, but many more exist and newer ones keep coming. Here are few tips that might help you identify such scams that offer, and eventually enable you to stay away from them.
·         Avoid unrealistic offers-Don't fall for too good offers
·         Do research/find-out about the advertiser before sparing your money/details
·         Authenticate/verify the website offering the job
·         Check for authentic contact persons/information/details
·         Avoid start-up fees
·         Don't always trust the 'Money-back guarantees'
·         And last but not the least educate yourself and stay updated about such scams/spam/offers on regular bases
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Article Source: http://EzineArticles.com/7901684

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